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The Mortgage Mashup Blog

The Mortgage Mashup Blog

Are you a 1st Time Homebuyer?

Posted on 5 February, 2015 at 0:05

What is the definition of a "first-time home buyer"?


An individual is to be considered a first-time home buyer who

(1) is purchasing the security property;

(2) will reside in the security property as a principal residence; and

(3) had no ownership interest (sole or joint) in a residential property during the three-year period preceding the date of the purchase of the security property. In addition, an individual who is a displaced homemaker or single parent also will be considered a first-time home buyer if he or she had no ownership interest in a principal residence (other than a joint ownership interest with a spouse) during the preceding three-year time period. 

 

The above is Fannie Mae and Freddie Mac’s definition for who is considered a 1st time home buyer.

 

Your borrower(s) will need homebuyer education with this program. 

 

Contact me for more information.

*** Vincent J. Fiordilino, Branch Manager, PERL Mortgage, Inc, of Jupiter, FL. www.MyJupiterLender.com . Phone:800-905-5069***


 

Categories: Programs and Guidelines, Questions, Etc!

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