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Lending Services Offered
Which loan is right for me?
Should you opt for a fixed rate mortgage? What should the term be? Do you need a 30 year mortgage or would you be better off with a 15 year mortgage? Whether its looking for home financing or home refinancing, we have you covered.
Land Home Financial Services, Inc.. knows that shopping for a mortgage can be difficult. That’s why we help you through the process. Below is a simple guide that breaks down the differences between fixed rate mortgages and adjustable rate mortgages, and helps you understand which terms will be most beneficial to you.
If you have any questions about our loan offerings or would like to request a quote, please contact us now
Our Services Include:
Residential Purchase money loans and home refinancinge text
Primary, 2nd homes and investment homes
Condos, low-rise, mid-rise and high-rise
Debt consolidation loans
Foreign national loans
FHA streamline refinances and VA Irrrl's
Down Payment Assistance Programs: Power Purchase, House to Home Grant, Florida Bond Grant, etc.
Medical Doctor Loans
Non QM, Alternative Lending I.e bank statement loans, 1 day out of foreclosure, etc.
*LandHome Financial Services. is an FHA approved lending institution , and is not acting on behalf of or at the direction of HUD/FHA or the Federal Government.
Recommended Fixed & Adjustable Rate Mortgage Programs
Term Spent in Home
30, 20 or 15 year fixed
10/1 adjustable or 30 yr. fixed
First Time Homebuyer Program
Lower down payments
Typically to qualify, you may need to attend a homebuyer education class
Lowered standards for qualification
Some property value and income limitations may apply
May qualify for lower rates
May have to pay a recapture tax for some of the benefits received